Invest in Dubai Real Estate With Equity From ₹ 1 Crore
For Indian Investors – Resident or Non-Resident: Grow your wealth with fully completed, income-generating properties. No Off‒Plan Nonsense.
Start earning rental income from DAY ONE
With Completed property you Start Earning IMMEDIATELY, backed by actual numbers and data(No Guessing) MINIMIZING Risk and MAXIMIZING returns
Invest only from
40% equity
Yes, UAE Banks Provides 60% Financing to NON-RESIDENTS. You can invest with as little as 40% of your own capital, while leveraging the bank financing for better ROI
Earn highest ROI anywhere, from 8% and above
Dubai Property market provides one of the highest rental yield anywhere in the world from 8% and above and NO TAXES. And potential property appreciation makes it all even better
We handle everything.
We are your partners to your financial success in Dubai. From acquisition to financing and property management, let us handle all the stress, while you sit back, RELAX and reap the rewards!
Before You Invest in Dubai:
Know the Difference
Many off-plan projects are advertised as “unmissable opportunities.” Agents highlight attractive rental returns, quick capital growth, and easy resale. However this is further from the truth.
Most real estate agents, while appearing neutral and trustworthy, are heavily influenced by developer commissions. These commissions on off-plan properties—those still under construction—can be as high as 5% and sometimes even 10%. This creates a powerful incentive for agents to promote these projects aggressively, regardless of whether they are the best fit for your investment goals.
Many investors genuinely believe that agents are working entirely in their best interest, but the reality is that high commissions and incentives heavily influence which properties get recommended. This misalignment often leads to choices that don’t serve your financial goals or long-term security.
If you’ve been tempted by an off-plan property in Dubai, I understand — the high projected yields, glossy marketing, and promises of rapid profits are hard to resist. It’s natural to look abroad for what seems like a smarter investment.
If you’re ready to break free from this cycle, to work with a partner who puts your interests first and provides truly independent advice, then you’ve come to the right place. We are committed to guiding you towards the right property—one that fits your investment needs, delivers steady returns, and grows your wealth responsibly.
"If you are looking for a solution, a partner who represents only your interests and supports you in buying the right property in Dubai, then you have come to the right place!"
Off-Plan Deals Can Cost You More Than You Think
Off-plan investments for both Indian investors and non-resident Indians (NRIs) come with additional risks, including currency fluctuations, varying tax regulations, and complex financing decisions. Without thorough planning, your investment might not perform as well as ready-built, verified properties that start generating income immediately.
Below are some of the common challenges customers face when choosing to invest in off-plan projects.
Additional Costs
When Indian and NRI investors buy an off-plan property in Dubai, the launch price often looks extremely attractive at first glance. However, the total investment typically includes several additional charges that many first-time buyers are not aware of. These may include:
DLD Registration Fee (4%)
Oqood Registration Fee (AED 1,000)
Service Charges / Maintenance Fees
Post-Handover Payment Plans
Furnishing & Fit-Out Costs
Mortgage Arrangement Fees (for financed buyers)
Developer Admin Fees
Cooling or Utility Connection Charges
While none of these are problematic individually, they can significantly increase the effective cost of the property.
At DubaiDhan, we provide a complete cost breakdown before you make a decision, so your investment remains transparent and predictable — with no unexpected surprises.
Limited Negotiation
Unlike ready properties, where buyers can negotiate aggressively with sellers, off-plan projects offer very limited room for negotiation. Developers launch units at fixed prices, especially in high-demand communities, and rarely offer discounts unless:
the project is in a slower phase,
the unit is less desirable, or
the investor is buying multiple units.
Indian and NRI buyers often assume negotiation is possible, similar to India’s ready-property market — but Dubai’s off-plan market works differently.
DubaiDhan helps clients evaluate whether the launch price is justified, whether better deals are available in the resale market, and whether the payment plan provides real value for your investing goals.
Biased Sales Advice
Many Indian and NRI investors rely on brokers who work primarily for developers, not buyers. This creates a misalignment, where the advisor’s priority is to sell inventory — not to evaluate whether the project aligns with your financial goals, risk tolerance, or expected returns.
This often leads to:
buyers being pushed into oversupplied communities,
unrealistic rental yield expectations,
miscalculations of future service charges,
and avoidance of better available alternatives in the ready market.
DubaiDhan operates differently.
Our advisory is independent and investor-focused, backed by real market data, community-level yield analysis, population trends, supply-demand conditions, and 10-year transaction patterns — not developer incentives.
Our goal is to help Indians and NRIs make decisions aligned with long-term wealth creation, not short-term sales volume.
Delayed Income
Ready properties begin generating rental income immediately.
Off-plan properties do not.
For Indian and NRI investors relying on regular rental returns, this delayed income can impact cashflow planning.
Additionally:
the project may take 2–4 years to complete,
rental demand at handover may differ from today, and
the market cycle may shift during construction.
DubaiDhan helps investors calculate the opportunity cost between an off-plan purchase and a ready property that begins generating income from day one. We also model the total return timeline, allowing you to see the exact point at which an off-plan investment becomes profitable.
Construction and Design Changes
Off-plan buyers invest based on:
brochures,
floor plans,
3D visuals,
and sample show units.
However, the final delivered unit can differ in multiple ways:
size variation (±3% is common)
layout shifts
view obstructions
material quality changes
alteration to amenities or facilities
changes in community access or design
These variations can impact rental demand, resale value, and overall livability.
DubaiDhan conducts developer credibility checks, past delivery reviews, and project risk evaluations to ensure you invest in projects with strong track records and minimal deviation history.
Market Fluctuations
Between the time you buy an off-plan property and the time it is handed over, the Dubai market may shift significantly.
Possible scenarios include:
Prices may rise — increasing your equity
Prices may stagnate — reducing your expected return
Prices may fall temporarily — impacting your exit window
New competing projects may launch
Rental demand may shift between communities
Market cycles in Dubai typically operate in 6–10 year waves, and buying at the wrong stage can affect short-term gains.
DubaiDhan analyzes macro trends, supply pipelines, community demand, and buyer patterns to determine whether off-plan or ready units offer stronger value for your timeline and investment objective.
Dubai Real Estate: A Smart Opportunity for Indian Investors
Dubai has emerged as one of the most attractive global markets for Indian investors seeking stability, tax efficiency, and strong returns. With zero income tax, high rental yields, world-class infrastructure, and a transparent property ownership framework, Dubai offers a level of predictability and wealth growth that is difficult to match in traditional Indian metros.
For Indians and NRIs, Dubai real estate is not just about lifestyle—it is a strategic financial decision backed by a stable currency, strong economic policy, consistent population growth, and rapid appreciation in prime communities. Whether the goal is rental income, long-term capital gains, diversification outside India, or securing residency, Dubai provides a smart, data-driven investment environment with limited risk and high potential.
Higher Rental Yields
Dubai consistently offers 6–9% annual rental yields, far higher than major Indian metros where returns typically range between 2–3.5%. Demand from a growing expat population keeps occupancy rates strong, especially in well-planned communities. For Indian investors, this means better monthly cashflow, faster return on investment, and stronger long-term wealth creation.
Political Stability
The UAE is globally recognized for its safe, predictable, and business-friendly governance. Policies are consistent, long-term, and designed to support economic growth. This stability provides Indian investors the confidence that their assets are secure and the environment will remain conducive for investment over decades — a crucial factor in real-estate investing.
Tax Efficiency
Dubai offers 0% income tax, 0% capital gains tax, and 0% tax on rental income for individuals. Combined with low transaction taxes and full repatriation rights, Indian investors can retain a much larger portion of their returns. This tax-efficient structure can significantly outperform similar investments in India or other countries.
Full Ownership Rights
Foreigners — including Indians and NRIs — enjoy 100% freehold property ownership in designated areas. Investors receive a government-issued title deed with complete legal rights to sell, rent, or hold the property without restrictions. This transparency and security make Dubai one of the most investor-friendly real-estate markets in the world.
Strong Market Growth
Dubai continues to see robust property demand, rising prices, and record transaction volumes. Population growth, infrastructure expansion, tourism strength, and global investor confidence contribute to long-term appreciation. Indian investors benefit from a market that is still growing, modernizing, and backed by strong economic fundamentals.
Currency Protection
The AED is pegged to the USD, offering exceptional stability compared to the Indian Rupee, which historically depreciates 3–5% annually against the dollar. Investing in Dubai real estate helps Indian investors protect their wealth in a stronger, globally stable currency — reducing long-term erosion and improving global purchasing power.
Start Your Dubai Investment Plan
Dubai is delivering some of the highest real-estate returns in the world — but only if you choose the right project.
Don’t waste time or money on overcrowded launches, false yield promises, or sales-driven advice.
Get direct, data-backed guidance from DubaiDhan and secure the best investment opportunities before the market moves again.
Guiding Indian Investors Through Dubai’s Real Estate Market With Clarity and Confidence
Buying property in Dubai can be complex, especially for first-time investors. Here we highliight the challenegs faced by investors when investing in Dubai and how our expertise and knowledge can help them from making the most common mistakes.
Challenges for
First-Time Buyer
"How many of these obstacles have you faced?"
High upfront costs and unexpected fees in off-plan projects
Purchasing off-plan properties—those still in the planning or construction stages—is very common in Dubai, largely because developers offer brokers and agents substantial commissions. However, this approach sacrifices the attractive average rental yields of around 7.7% that Dubai properties typically generate during the often lengthy construction period of three, four, or more years. Moreover, data from the Dubai Land Department shows that construction projects are generally delayed by about 12 months. As a result, the loss in rental income means the off-plan property’s value must appreciate by over 42% just to match the potential returns from an existing property over the same timeframe.
Limited access to financing and mortgage leverage for NRIs
Real estate agents and other market players often spread misleading information about property financing in Dubai and even discourage it. Yet, many of these same individuals struggle to obtain financing from local banks themselves. On the other hand, buyers who choose to forgo financing miss out on the powerful leverage that debt provides. Without debt financing, real estate investments lose much of their appeal and potential profitability.
Difficulty opening a local bank account
Banks in Dubai typically do not open accounts for foreigners who lack a visa or Emirates ID, as the costs for the banks are too high. Many brokers and market players exploit this by pushing complex contracts and trusts to profit from the situation. Without your own bank account in Dubai, you remain reliant on third parties who control your funds and often impose unnecessarily high fees and charges.
Overpriced or poorly chosen properties
Even today, real estate in Dubai is frequently sold at prices far above their true market value. In some instances, properties carry a markup of 20-50%, unfairly taking advantage of uninformed buyers. This widespread lack of awareness among purchasers is brazenly exploited.
Unreliable developers or projects with delays
Real estate agents often earn substantial commissions from developers—sometimes 10% or more—when brokering property sales. Particularly, less established developers tend to offer higher commissions to boost sales of their projects. This creates a strong incentive for agents to promote such developers and their properties, regardless of the buyer’s long-term success or the project's sustainability. The high commissions paid by developers often overshadow the buyer’s best interests.
Projected returns that don’t match market realities
Real estate agents earn commissions only when a sale is successfully completed, meaning they get paid solely upon closing a deal. This motivates many agents to “guarantee” unrealistic returns of 10%, 12%, or even higher. When buyers base their calculations and investment decisions on these inflated promises, disappointment and disillusionment are almost inevitable—a common reality in Dubai’s market.
Complex purchase agreements (Form-F) without proper guidance
Time and again, buyers accept disadvantageous preliminary purchase agreements, known as 'Form F', which entail significant disadvantages and fail to take the buyer's interests into account. This puts the buyer at risk of losing their down payment of 10% of the property purchase price, often amounting to ₹9,00,000 or more.
Brokers motivated primarily by commissions
Real estate agents receive their commission only when a purchase is finalized, meaning their advice is rarely neutral and is always geared toward closing the sale. With thousands of agents in Dubai and intense competition, many feel pressured to close deals quickly, as their commissions depend on it. This often results in the promotion of poor investment opportunities with very short-term perspectives.
Risk of vacancies due to unsuitable rental strategies
Choosing the wrong rental strategy can lead to extended vacancies and, consequently, reduced rental yields. Whether short-term or long-term renting is the better option depends on various factors. Selecting the appropriate rental approach and effectively managing the rental process play a crucial role in determining the profitability and overall success of a real estate investment.
Buying without proper calculation
Real estate in Dubai is frequently sold based on emotions—glittering brochures, impressive computer-generated renderings, and stylishly furnished apartments create a captivating appeal. However, amid all the excitement, the financial calculations are often overlooked. The harsh reality sets in after the purchase, when expected returns don’t materialize or unexpected costs arise.
How Our Partnership Supports You
"Time to break the cycle!"
Investing in Existing Properties - No Guess Work!
Investing in existing properties provides many benefits for buyers. One key advantage over off-plan purchases is the ability to earn rental income immediately from day one. Additionally, existing properties offer greater clarity and assurance regarding construction quality and condition. Since real estate agents earn only about a 2% commission on existing properties, selling them is less lucrative and requires more effort compared to off-plan sales. Despite this, investing in existing properties is a smarter choice for real estate investors. For this reason, we exclusively recommend existing properties in Dubai and provide full support throughout the entire process—from strategy development to the notary appointment and beyond.
Real Estate Financing from Local Banks with 60% Bank Mortgage for Non-Residents
With DubaiDhan, we are the largest real estate financier for Indian investors in Dubai. We have excellent contacts with all Dubai banks and can therefore always guarantee you the best terms. We handle the entire approval and disbursement process. We can also arrange financing for a property in Dubai without a visa or Emirates ID.
Independent Expert Investment Guidance
Through our network of brokers, sellers, and investors, we have access to numerous listings and can offer independent alternatives. We ensure fair market prices.
Opening your OWN bank account in Dubai
Thanks to our strong banking relationships, we open private bank accounts for our clients in the United Arab Emirates—even without a visa or Emirates ID. This ensures you maintain full control over your funds at all times through a credit card, online banking, and a mobile app, all without any ongoing account management fees.
Data-Driven Analysis for Realistic Real Estate Investments
We conduct thorough analyses of each investment by leveraging data from multiple reliable sources such as the Dubai Land Department, the Ejari system, Airbnb booking platform, and others. This comprehensive approach enables us to project actual rental yields prior to purchase, fostering a realistic investment strategy with predictable long-term returns.
Protecting Buyers Through Careful Review of Purchase Agreements
We meticulously review the preliminary purchase agreement, known as Form-F, to identify legally binding withdrawal rights that safeguard the buyer’s interests. This ensures protection against losing the 10% deposit in case of unforeseen circumstances.
Sustainable rental Planning
As part of our sustainable investment approach, we begin with a strategic discussion to define the desired rental concept. This foundation guides our property selection while allowing us to monitor long-term trends in the rental market. A flexible strategy—capable of adapting to demand for both short- and long-term rentals—can be particularly effective. By integrating these strategic insights into the overall process, we ensure a sustainable rental model that supports long-term profitability.
Your Independent Partner in Dubai Real Estate Investment
As independent advisors, we exclusively represent the interests of our investors and are compensated solely by them. This guarantees the absence of any conflicts of interest, enabling us to provide honest opinions, unbiased guidance, and dedicated support throughout the investment process. Much like a trusted lawyer, we are fully accountable to you and committed to protecting your interests.
Comprehensive Cost Analysis for Informed Real Estate Investments
We carefully evaluate each real estate purchase by factoring in additional acquisition costs, ongoing operating expenses, and estimated vacancy rates to provide a clear and realistic assessment of the investment’s returns. With in-depth data analysis and access to real-time market information, every property acquisition transforms from a risk into a well-researched investment with sustainable long-term potential.
Only sustainable real estate investments
We take a long-term approach, recommending only sustainable properties that will continue to be profitable in the years ahead. Our evaluations consider not just construction quality, but also local area developments and neighborhood dynamics. What matters most to us is securing a steady, sustainable return over time.
The DubaiDhan
Investment Method
We help Indian investors — both residents and NRIs — navigate Dubai’s property market with clarity, transparency, and hands-on support. Our simple 5-step process ensures your investment is secure, profitable, and tailored to your goals.
Key Benefits for Indian Investors
Immediate Rental Income: Start earning as soon as the property is ready.
Tax-Efficient Returns: No property tax, no capital gains tax in Dubai.
Currency Stability: AED is pegged to USD, protecting against Rupee volatility.
Full Ownership Rights: Residents and NRIs can hold freehold properties in designated areas.
Professional Support: End-to-end guidance from strategy to long-term management.
Build Your Investment Foundation
Every smart investment starts with a clear plan. We take time to understand your objectives, budget, and preferences so your strategy is aligned with your financial goals.
Real Estate Financing and Bank Account Setup
We provide you with access to competitive loan options from local banks and handle the entire financing process — from application to disbursement.
With your own Dubai bank account, you can avoid costly powers of attorney and reliance on trustees. Leveraging our strong banking relationships, we handle the entire account opening process for you, ensuring a smooth and hassle-free experience.
Property Sourcing & Thorough Evaluation
Dubai’s real estate market is among the world’s most transparent. All transactions are published daily by the Dubai Land Department. We combine this data with rental and Airbnb bookings to calculate actual rental returns. This provides you with accurate, data-driven investment insights before you make a purchase.
Due diligence is crucial: we thoroughly review property documents, rental contracts, and the building’s condition. Using our detailed analysis, we assess the property’s true value and compare short- and long-term rental scenarios. This expert evaluation empowers effective negotiations and maximizes your investment potential.
Negotiations and Final Purchase
Securing the best purchase price and favorable terms is our standard of success. We leverage full market access and maintain active communication with sellers to negotiate the most advantageous deal for you. We insist on strict contract conditions that protect your interests exclusively. Additionally, we assist with deposit arrangements, ensuring you receive the maximum benefit in every aspect.
Asset Management
Your property has been successfully purchased. Now comes the crucial management phase. We provide long-term care for your property, handling rentals, negotiating rent increases, and overseeing partners like short-term rental agencies. This ensures your interests are always prioritized. You will also receive regular reports and evaluations.
No Conflicts. No Hidden Agendas.
Independent Guidance You Can Trust
Investing in Dubai’s property market is easier and safer when you have the right guidance.
Akshay Yadav, an experienced investor and financing specialist, works exclusively for you to ensure your decisions are informed, practical, and aligned with your goals.
With DubaiDhan, you gain a partner dedicated to helping Indian investors — residents and NRIs alike — maximize returns while minimizing risk, using a transparent, step-by-step approach.
Your Investment Support, Anytime, All the time!
Dubai never sleeps and neither do we – 24/7 Whatsapp Direct Access.
Exclusive Whatasapp group with Akshay Yadav & team
All your complicated questions answered directly and quickly
Document exchange and access to top Dubai opportunities.
Always connected, always confident.
Meet Akshay Yadav – Your Partner in Dubai Property Investment
With an MBA in Global Business from Coventry University, London, and a decade-long career in international oil and gas operations, I developed a rigorous, analytical approach to complex challenges — a mindset I now bring to real estate investing.
As a certified IADC and IWCF Instructor, Assessor, and Advisor, I specialize in evaluating opportunities, mitigating risks, and designing practical strategies — skills that translate directly into identifying high-performing, sustainable property investments in Dubai.
Over the past ten years, I’ve actively invested in and managed multiple Dubai properties, gaining firsthand insight into the market’s dynamics and nuances. This experience allows me to advise Indian investors — both residents and NRIs — on property selection, financing options, and portfolio growth with confidence and clarity.
As the Founder of DubaiDhan, I combine financial insight with data-driven analysis to deliver transparent, step-by-step guidance tailored to your goals. From defining your investment strategy to sourcing verified properties, securing competitive financing, negotiating terms, and managing assets long-term, every step is designed to protect your capital and maximize returns.
See Beyond the Hype — Invest with Clarity and Confidence.
Understanding Risks in Dubai Real Estate
Dubai’s property market offers tremendous opportunities — but not every deal is straightforward. Investors often face
Hidden pitfalls in off-plan projects:
Delays, design changes, or unexpected costs can reduce expected returns.
Properties misaligned with your goals:
Some listings focus on developer priorities rather than investor outcomes.
Complex contracts and fees:
Without proper guidance, agreements can include clauses that limit flexibility.
What Indian Investors Really Want
You’re looking to invest confidently in Dubai, whether you’re a resident or NRI
Earn consistent rental income from verified properties.
Capture long-term capital appreciation in a growing city.
Maintain high, realistic yields backed by data.
Diversify your portfolio internationally with secure assets.
Enjoy hands-off property management that frees you to focus on your core business.
Maximize Returns, Minimize Risk
With DubaiDhan as your local partner, your investment is fully supported at every step
Property Selection:
We identify verified, ready-built properties with strong rental potential.
Financing Support:
Access competitive UAE bank loans to optimize your capital and returns.
Full-Service Management:
From leasing to maintenance, your property is cared for seamlessly.
Strategic Growth:
Regular reporting and expert advice help you adjust for maximum income and value.
We are located in the heart of Dubai!
Our office is located in the exclusive Aspin Commercial tower building, paid parking is available for visitors directly in front of the building.
Aspin Commercial Tower
Meet our team in person at our office. We're your bank branch in Dubai , so you can sign all the documents required for opening an account or applying for financing in our office.
5 minutes walk from Financial Centre Metro Station
Next Metro Stop from Dubai Mall/Business Bay Metro Station
